All important details are available online.. never ask for your password / OTP to get insurance details / Coverage, never email attachments you didn’t ask for, never charge money to apply for a job / register for an event. Personal Accident Cover: Death and Total Permanent Disablement: Rs.7.5 to 10 lakhs (self) and Rs.3.75 to Rs.5 lakhs (spouse); Rs.1.5 to Rs.2 lakhs (per child) Partial Permanent Disablement: Rs.3.75 to Rs.5 lakhs (self) and Rs.1.87 to Rs.2.5 lakhs (spouse); Rs.75,000 to Rs.1 lakh (per child), 18 yrs. Benefits will not be available for any pre-existing condition(s), until 48 consecutive months of continuous coverage have elapsed, since inception of the first policy with this insurer. Chola MS Health insurance policy provides financial aid for medical expenses incurred for treatment of ailments, surgery, hospitalization, etc. covered under a healthinsurance plan. The a... Hyperthyroidism is a condition that arises when your body produces an excess amount of the thyroid hormone. The variety of options available as well as the comprehensive coverage came of extreme use to me when I was hospitalised after a major accident. The sub-limits applicable to the various expenses depend on the plan chosen by the proposer and the coverage option therein. Having an Online Health Insurance helps you focus on your recovery. 30,000) - Fistula/Piles: 10% of chosen sum assured (max.30,000) - Sinusitis: 10% of chosen sum assured (max.30,000) - Tonsillitis / Adenoids: 15% of chosen sum assured (max.40,000) - Knee/Joint Replacement Procedures: 50% co-payment - Outpatient cover - Pre/Post-Natal Expenses - Pre-existing diseases: After a 4-yr. waiting period - Dental - Treatment under branches of Indian medicine (not naturopathy) - Prescribed glasses, contact lenses, hearing-aids, prosthetics etc. This policy is even helpful for my parents staying in village. It also hopes to strengthen its health insurance business contribution to 25% over a period of five years. Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST. Lump sum payment on diagnosis of specified critical illnesses, subject to a survival period varying of 30 to 180 days. Chennai-based Tube Investments of India Ltd announced that it will sell 14% of its stake in Cholamandalam MS General Insurance to its Japanese joint venture partner Mitsui Sumitomo Insurance Company for approximately Rs 883 crore. This is a health insurance policy which enhances the cover of a basic health plan. never conduct lotteries / offer prizes / funding through email / SMS. When my spinal pain started, my whole life got disturbed. Following the approval of the stake sale by Tube Investment’s board, the completion of the deal will see Mitsui Sumitomo increase its ownership in Chola MS to 40% from 26%. Day one Coverage for Accidents. Rs.30,000 - Tonsillitis: 15% of the chosen sum assured, max. Its policies usually provide the coverage for pre-hositalisation and post-hospitalisation costs, daycare procedures, ambulance charges, domiciliary hospitalisation charges, etc. Get tax benefit under section 80 (D) of the Indian Income Tax Act, 1961. It is best to buy medical insurance from a company that has a flawless claim settlement record. Select health plans provide cover for 20 major critical illnesses. Chola MS launches 2 new Retail Products in Health and Home Insurance Chola Individual Healthline (IHL) –More Comprehensive, More Convenient and More Caring than any other health insurance policy. My wife recently had a medical emergency in the middle of the night. *GST and other charges are to be factored in wherever applicable. The company has an extensive branch-network of about 90 centres all over India. Chola MS deals in automobile, travel, home and personal accident insurance besides health insurance. If you plan on hitting the gym to burn calories and shed a few kilos, it’s good to have a game plan in mind. It offers a lump sum benefit to meet the treatment expenses. Very happy with experience. Comprehensive Health Insurance Policies providing insurance coverage on Individual and Floater Sum Insured basis. Chola MS is a rapidly growing insurance provider in India, it strives to become a trusted leader in the health insurance industry; it provides simple yet innovative solutions for health insurance. Please re-enter your phone number. You can opt for voluntary deductibles and reduce your premium amount mentioned in the policy. events or circumstances that can lead to disqualification of claims made. Most of us have trouble falling or staying asleep. If more assistance is needed, please call our 24x7 Customer Helpline number 1800-208-5544 or email us at, Chola MS shall review, confirm and approve the claim as per policy terms and conditions. 4.5, 5.5, 7.5 or 10 lakhs No-claim Bonus: 5% increase in sum assured, every claim-free year, - Standard: Rs.2,619 to Rs.31,688 - Superior: Rs.3,136 to Rs.32,304 - Advanced: Rs.5,320 to Rs.56,181, 10% discount for 10% voluntary co-payment, - Inpatient hospitalisation expenses: Room charges: Up to Rs.1,000 or Rs.3,000 per day depending on chosen coverage (Standard); Up to Rs.3,000 per day (Superior); Up to Rs.3,000 or 1% of chosen sum assured depending on chosen coverage - Pre/post-hospitalisation expenses: Up to 60 / 90 days - Ambulance costs: Rs.1,000 or Rs.2,000 or Rs.3,000 (Standard, Superior, Advanced, respectively) - 141 day care procedures - Daily Cash Allowance (hospitalisation): Rs.250, max. The company is also in talks to increase its foreign promoters’ stake as per revised FDI norms which allow up to 49% investment in the insurance sector. As we all know, the WHO has declared the COVID-19 or coronavirus as a pandemic. I have been associated with Chola MS for health insurance since 2 years and I am very happy with the customer care services they provide.